I Bond Value — July 2016
A $1,000.00 I Bond issued in July 2016 is worth $1,374.80 today.
Current total value
$1,374.80
Redemption value (incl. penalty)
$1,374.80
Current composite rate
3.22%
Interest earned to date
$374.80
About this July 2016 I Bond
This Series I savings bond was issued in July 2016 and locked in a fixed rate of 0.10% for the life of the bond. It has earned interest for 9 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.22%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $1,374.80.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2016 | 0.26% | $1,000.00 | $1,000.00 |
| January 2017 | 2.86% | $1,001.20 | $1,000.80 |
| July 2017 | 2.06% | $1,015.60 | $1,008.40 |
| January 2018 | 2.58% | $1,026.00 | $1,020.80 |
| July 2018 | 2.32% | $1,039.20 | $1,032.40 |
| January 2019 | 2.42% | $1,051.20 | $1,045.20 |
| July 2019 | 1.50% | $1,064.00 | $1,057.60 |
| January 2020 | 2.12% | $1,072.00 | $1,068.00 |
| July 2020 | 1.16% | $1,083.20 | $1,077.60 |
| January 2021 | 1.78% | $1,089.60 | $1,086.40 |
| July 2021 | 3.64% | $1,099.20 | $1,099.20 |
| January 2022 | 7.22% | $1,119.20 | $1,119.20 |
| July 2022 | 9.72% | $1,159.60 | $1,159.60 |
| January 2023 | 6.58% | $1,216.00 | $1,216.00 |
| July 2023 | 3.48% | $1,256.00 | $1,256.00 |
| January 2024 | 4.04% | $1,278.00 | $1,278.00 |
| July 2024 | 3.06% | $1,304.00 | $1,304.00 |
| January 2025 | 2.00% | $1,324.00 | $1,324.00 |
| July 2025 | 2.96% | $1,337.20 | $1,337.20 |
| January 2026 | 3.22% | $1,356.80 | $1,356.80 |
Other amounts for July 2016
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this July 2016 bond, or browse every issue month.