Terms of Service
Terms and conditions for using ibondcalculator.com and our iBond calculation services.
Last updated: July 3, 2025
Acceptance of Terms
By accessing and using ibondcalculator.com ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Description of Service
ibondcalculator.com provides a free online calculator for estimating the current value of U.S. Treasury Series I Savings Bonds (iBonds). Our service:
- Uses official Treasury Department interest rate data
- Performs calculations locally in your browser
- Provides educational information about iBonds
- Offers blog content about savings bonds
Disclaimer and Limitations
Financial Information Disclaimer
The information and calculations provided on this website are for educational and informational purposes only. They should not be considered as financial, investment, or tax advice. The calculations are estimates based on available data and may not reflect the exact value of your iBonds.
Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on the website.
Official Source
For official and authoritative information about your iBonds, please visit TreasuryDirect.gov or consult with qualified financial professionals. Only the U.S. Treasury Department can provide definitive information about your bonds.
Limitation of Liability
In no event shall ibondcalculator.com, its operators, or contributors be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.
You acknowledge that any reliance upon the information provided on this website is at your sole risk.
User Responsibilities
By using our service, you agree to:
- Use the website for lawful purposes only
- Not attempt to interfere with the website's functionality
- Verify all calculations with official sources before making financial decisions
- Not use automated systems to scrape or download content
Intellectual Property
The content, design, and functionality of this website are protected by copyright and other intellectual property laws. You may use the website for personal, non-commercial purposes. Any other use requires written permission.
The calculations and formulas used are based on publicly available information from the U.S. Treasury Department.
Third-Party Services
Our website may contain links to external websites or use third-party services for analytics (Umami Analytics). We are not responsible for the content, privacy policies, or practices of these third-party services.
Website Availability
We strive to maintain the website's availability but cannot guarantee uninterrupted service. The website may be temporarily unavailable due to maintenance, updates, or technical issues.
Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after any changes constitutes acceptance of the new terms.
Governing Law
These terms shall be governed by and construed in accordance with German law. For users outside of Germany, the laws of your respective jurisdiction shall apply. Any disputes arising from these terms or your use of the website shall be resolved in accordance with applicable local laws.
Contact Information
If you have any questions about these Terms of Service, please contact us through our website or visit our About page.