$10,000.00 I Bond Value — July 2016
A $10,000.00 I Bond issued in July 2016 is worth $13,748.00 today.
Current total value
$13,748.00
Redemption value (incl. penalty)
$13,748.00
Current composite rate
3.22%
Interest earned to date
$3,748.00
About this July 2016 I Bond
This Series I savings bond was issued in July 2016 and locked in a fixed rate of 0.10% for the life of the bond. It has earned interest for 9 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.22%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $13,748.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2016 | 0.26% | $10,000.00 | $10,000.00 |
| January 2017 | 2.86% | $10,012.00 | $10,008.00 |
| July 2017 | 2.06% | $10,156.00 | $10,084.00 |
| January 2018 | 2.58% | $10,260.00 | $10,208.00 |
| July 2018 | 2.32% | $10,392.00 | $10,324.00 |
| January 2019 | 2.42% | $10,512.00 | $10,452.00 |
| July 2019 | 1.50% | $10,640.00 | $10,576.00 |
| January 2020 | 2.12% | $10,720.00 | $10,680.00 |
| July 2020 | 1.16% | $10,832.00 | $10,776.00 |
| January 2021 | 1.78% | $10,896.00 | $10,864.00 |
| July 2021 | 3.64% | $10,992.00 | $10,992.00 |
| January 2022 | 7.22% | $11,192.00 | $11,192.00 |
| July 2022 | 9.72% | $11,596.00 | $11,596.00 |
| January 2023 | 6.58% | $12,160.00 | $12,160.00 |
| July 2023 | 3.48% | $12,560.00 | $12,560.00 |
| January 2024 | 4.04% | $12,780.00 | $12,780.00 |
| July 2024 | 3.06% | $13,040.00 | $13,040.00 |
| January 2025 | 2.00% | $13,240.00 | $13,240.00 |
| July 2025 | 2.96% | $13,372.00 | $13,372.00 |
| January 2026 | 3.22% | $13,568.00 | $13,568.00 |
Other amounts for July 2016
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