$5,000.00 I Bond Value — July 2016
A $5,000.00 I Bond issued in July 2016 is worth $6,874.00 today.
Current total value
$6,874.00
Redemption value (incl. penalty)
$6,874.00
Current composite rate
3.22%
Interest earned to date
$1,874.00
About this July 2016 I Bond
This Series I savings bond was issued in July 2016 and locked in a fixed rate of 0.10% for the life of the bond. It has earned interest for 9 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.22%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $6,874.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2016 | 0.26% | $5,000.00 | $5,000.00 |
| January 2017 | 2.86% | $5,006.00 | $5,004.00 |
| July 2017 | 2.06% | $5,078.00 | $5,042.00 |
| January 2018 | 2.58% | $5,130.00 | $5,104.00 |
| July 2018 | 2.32% | $5,196.00 | $5,162.00 |
| January 2019 | 2.42% | $5,256.00 | $5,226.00 |
| July 2019 | 1.50% | $5,320.00 | $5,288.00 |
| January 2020 | 2.12% | $5,360.00 | $5,340.00 |
| July 2020 | 1.16% | $5,416.00 | $5,388.00 |
| January 2021 | 1.78% | $5,448.00 | $5,432.00 |
| July 2021 | 3.64% | $5,496.00 | $5,496.00 |
| January 2022 | 7.22% | $5,596.00 | $5,596.00 |
| July 2022 | 9.72% | $5,798.00 | $5,798.00 |
| January 2023 | 6.58% | $6,080.00 | $6,080.00 |
| July 2023 | 3.48% | $6,280.00 | $6,280.00 |
| January 2024 | 4.04% | $6,390.00 | $6,390.00 |
| July 2024 | 3.06% | $6,520.00 | $6,520.00 |
| January 2025 | 2.00% | $6,620.00 | $6,620.00 |
| July 2025 | 2.96% | $6,686.00 | $6,686.00 |
| January 2026 | 3.22% | $6,784.00 | $6,784.00 |
Other amounts for July 2016
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