I Bond Value — July 2009
A $1,000.00 I Bond issued in July 2009 is worth $1,562.00 today.
Current total value
$1,562.00
Redemption value (incl. penalty)
$1,562.00
Current composite rate
3.22%
Interest earned to date
$562.00
About this July 2009 I Bond
This Series I savings bond was issued in July 2009 and locked in a fixed rate of 0.10% for the life of the bond. It has earned interest for 16 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.22%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $1,562.00.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2009 | 0.00% | $1,000.00 | $1,000.00 |
| January 2010 | 3.16% | $1,000.00 | $1,000.00 |
| July 2010 | 1.64% | $1,016.00 | $1,008.00 |
| January 2011 | 0.84% | $1,024.40 | $1,020.00 |
| July 2011 | 4.70% | $1,028.80 | $1,026.40 |
| January 2012 | 3.16% | $1,052.80 | $1,040.80 |
| July 2012 | 2.30% | $1,069.60 | $1,061.20 |
| January 2013 | 1.86% | $1,082.00 | $1,075.60 |
| July 2013 | 1.28% | $1,092.00 | $1,087.20 |
| January 2014 | 1.28% | $1,098.80 | $1,095.60 |
| July 2014 | 1.94% | $1,106.00 | $1,106.00 |
| January 2015 | 1.58% | $1,116.80 | $1,116.80 |
| July 2015 | 0.00% | $1,125.60 | $1,125.60 |
| January 2016 | 1.64% | $1,125.60 | $1,125.60 |
| July 2016 | 0.26% | $1,134.80 | $1,134.80 |
| January 2017 | 2.86% | $1,136.40 | $1,136.40 |
| July 2017 | 2.06% | $1,152.80 | $1,152.80 |
| January 2018 | 2.58% | $1,164.80 | $1,164.80 |
| July 2018 | 2.32% | $1,180.00 | $1,180.00 |
| January 2019 | 2.42% | $1,193.60 | $1,193.60 |
| July 2019 | 1.50% | $1,208.00 | $1,208.00 |
| January 2020 | 2.12% | $1,217.20 | $1,217.20 |
| July 2020 | 1.16% | $1,230.00 | $1,230.00 |
| January 2021 | 1.78% | $1,237.20 | $1,237.20 |
| July 2021 | 3.64% | $1,248.40 | $1,248.40 |
| January 2022 | 7.22% | $1,271.20 | $1,271.20 |
| July 2022 | 9.72% | $1,317.20 | $1,317.20 |
| January 2023 | 6.58% | $1,381.20 | $1,381.20 |
| July 2023 | 3.48% | $1,426.80 | $1,426.80 |
| January 2024 | 4.04% | $1,451.60 | $1,451.60 |
| July 2024 | 3.06% | $1,480.80 | $1,480.80 |
| January 2025 | 2.00% | $1,503.60 | $1,503.60 |
| July 2025 | 2.96% | $1,518.80 | $1,518.80 |
| January 2026 | 3.22% | $1,541.20 | $1,541.20 |
Other amounts for July 2009
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