$5,000.00 I Bond Value — July 2009
A $5,000.00 I Bond issued in July 2009 is worth $7,810.00 today.
Current total value
$7,810.00
Redemption value (incl. penalty)
$7,810.00
Current composite rate
3.22%
Interest earned to date
$2,810.00
About this July 2009 I Bond
This Series I savings bond was issued in July 2009 and locked in a fixed rate of 0.10% for the life of the bond. It has earned interest for 16 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.22%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $7,810.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2009 | 0.00% | $5,000.00 | $5,000.00 |
| January 2010 | 3.16% | $5,000.00 | $5,000.00 |
| July 2010 | 1.64% | $5,080.00 | $5,040.00 |
| January 2011 | 0.84% | $5,122.00 | $5,100.00 |
| July 2011 | 4.70% | $5,144.00 | $5,132.00 |
| January 2012 | 3.16% | $5,264.00 | $5,204.00 |
| July 2012 | 2.30% | $5,348.00 | $5,306.00 |
| January 2013 | 1.86% | $5,410.00 | $5,378.00 |
| July 2013 | 1.28% | $5,460.00 | $5,436.00 |
| January 2014 | 1.28% | $5,494.00 | $5,478.00 |
| July 2014 | 1.94% | $5,530.00 | $5,530.00 |
| January 2015 | 1.58% | $5,584.00 | $5,584.00 |
| July 2015 | 0.00% | $5,628.00 | $5,628.00 |
| January 2016 | 1.64% | $5,628.00 | $5,628.00 |
| July 2016 | 0.26% | $5,674.00 | $5,674.00 |
| January 2017 | 2.86% | $5,682.00 | $5,682.00 |
| July 2017 | 2.06% | $5,764.00 | $5,764.00 |
| January 2018 | 2.58% | $5,824.00 | $5,824.00 |
| July 2018 | 2.32% | $5,900.00 | $5,900.00 |
| January 2019 | 2.42% | $5,968.00 | $5,968.00 |
| July 2019 | 1.50% | $6,040.00 | $6,040.00 |
| January 2020 | 2.12% | $6,086.00 | $6,086.00 |
| July 2020 | 1.16% | $6,150.00 | $6,150.00 |
| January 2021 | 1.78% | $6,186.00 | $6,186.00 |
| July 2021 | 3.64% | $6,242.00 | $6,242.00 |
| January 2022 | 7.22% | $6,356.00 | $6,356.00 |
| July 2022 | 9.72% | $6,586.00 | $6,586.00 |
| January 2023 | 6.58% | $6,906.00 | $6,906.00 |
| July 2023 | 3.48% | $7,134.00 | $7,134.00 |
| January 2024 | 4.04% | $7,258.00 | $7,258.00 |
| July 2024 | 3.06% | $7,404.00 | $7,404.00 |
| January 2025 | 2.00% | $7,518.00 | $7,518.00 |
| July 2025 | 2.96% | $7,594.00 | $7,594.00 |
| January 2026 | 3.22% | $7,706.00 | $7,706.00 |
Other amounts for July 2009
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