$10,000.00 I Bond Value — July 2009
A $10,000.00 I Bond issued in July 2009 is worth $15,620.00 today.
Current total value
$15,620.00
Redemption value (incl. penalty)
$15,620.00
Current composite rate
3.22%
Interest earned to date
$5,620.00
About this July 2009 I Bond
This Series I savings bond was issued in July 2009 and locked in a fixed rate of 0.10% for the life of the bond. It has earned interest for 16 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.22%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $15,620.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2009 | 0.00% | $10,000.00 | $10,000.00 |
| January 2010 | 3.16% | $10,000.00 | $10,000.00 |
| July 2010 | 1.64% | $10,160.00 | $10,080.00 |
| January 2011 | 0.84% | $10,244.00 | $10,200.00 |
| July 2011 | 4.70% | $10,288.00 | $10,264.00 |
| January 2012 | 3.16% | $10,528.00 | $10,408.00 |
| July 2012 | 2.30% | $10,696.00 | $10,612.00 |
| January 2013 | 1.86% | $10,820.00 | $10,756.00 |
| July 2013 | 1.28% | $10,920.00 | $10,872.00 |
| January 2014 | 1.28% | $10,988.00 | $10,956.00 |
| July 2014 | 1.94% | $11,060.00 | $11,060.00 |
| January 2015 | 1.58% | $11,168.00 | $11,168.00 |
| July 2015 | 0.00% | $11,256.00 | $11,256.00 |
| January 2016 | 1.64% | $11,256.00 | $11,256.00 |
| July 2016 | 0.26% | $11,348.00 | $11,348.00 |
| January 2017 | 2.86% | $11,364.00 | $11,364.00 |
| July 2017 | 2.06% | $11,528.00 | $11,528.00 |
| January 2018 | 2.58% | $11,648.00 | $11,648.00 |
| July 2018 | 2.32% | $11,800.00 | $11,800.00 |
| January 2019 | 2.42% | $11,936.00 | $11,936.00 |
| July 2019 | 1.50% | $12,080.00 | $12,080.00 |
| January 2020 | 2.12% | $12,172.00 | $12,172.00 |
| July 2020 | 1.16% | $12,300.00 | $12,300.00 |
| January 2021 | 1.78% | $12,372.00 | $12,372.00 |
| July 2021 | 3.64% | $12,484.00 | $12,484.00 |
| January 2022 | 7.22% | $12,712.00 | $12,712.00 |
| July 2022 | 9.72% | $13,172.00 | $13,172.00 |
| January 2023 | 6.58% | $13,812.00 | $13,812.00 |
| July 2023 | 3.48% | $14,268.00 | $14,268.00 |
| January 2024 | 4.04% | $14,516.00 | $14,516.00 |
| July 2024 | 3.06% | $14,808.00 | $14,808.00 |
| January 2025 | 2.00% | $15,036.00 | $15,036.00 |
| July 2025 | 2.96% | $15,188.00 | $15,188.00 |
| January 2026 | 3.22% | $15,412.00 | $15,412.00 |
Other amounts for July 2009
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