I Bond Value — January 2021
A $1,000.00 I Bond issued in January 2021 is worth $1,255.60 today.
Current total value
$1,255.60
Redemption value (incl. penalty)
$1,255.60
Current composite rate
3.12%
Interest earned to date
$255.60
About this January 2021 I Bond
This Series I savings bond was issued in January 2021 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 5 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $1,255.60.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2021 | 1.68% | $1,000.00 | $1,000.00 |
| July 2021 | 3.54% | $1,008.40 | $1,004.00 |
| January 2022 | 7.12% | $1,026.40 | $1,017.20 |
| July 2022 | 9.62% | $1,062.80 | $1,044.40 |
| January 2023 | 6.48% | $1,114.00 | $1,088.00 |
| July 2023 | 3.38% | $1,150.00 | $1,132.00 |
| January 2024 | 3.94% | $1,169.60 | $1,159.60 |
| July 2024 | 2.96% | $1,192.80 | $1,181.20 |
| January 2025 | 1.90% | $1,210.40 | $1,201.60 |
| July 2025 | 2.86% | $1,222.00 | $1,216.00 |
| January 2026 | 3.12% | $1,239.60 | $1,239.60 |
Other amounts for January 2021
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this January 2021 bond, or browse every issue month.