$10,000.00 I Bond Value — January 2021
A $10,000.00 I Bond issued in January 2021 is worth $12,556.00 today.
Current total value
$12,556.00
Redemption value (incl. penalty)
$12,556.00
Current composite rate
3.12%
Interest earned to date
$2,556.00
About this January 2021 I Bond
This Series I savings bond was issued in January 2021 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 5 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $12,556.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2021 | 1.68% | $10,000.00 | $10,000.00 |
| July 2021 | 3.54% | $10,084.00 | $10,040.00 |
| January 2022 | 7.12% | $10,264.00 | $10,172.00 |
| July 2022 | 9.62% | $10,628.00 | $10,444.00 |
| January 2023 | 6.48% | $11,140.00 | $10,880.00 |
| July 2023 | 3.38% | $11,500.00 | $11,320.00 |
| January 2024 | 3.94% | $11,696.00 | $11,596.00 |
| July 2024 | 2.96% | $11,928.00 | $11,812.00 |
| January 2025 | 1.90% | $12,104.00 | $12,016.00 |
| July 2025 | 2.86% | $12,220.00 | $12,160.00 |
| January 2026 | 3.12% | $12,396.00 | $12,396.00 |
Other amounts for January 2021
Check your own numbers
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