$5,000.00 I Bond Value — January 2021
A $5,000.00 I Bond issued in January 2021 is worth $6,278.00 today.
Current total value
$6,278.00
Redemption value (incl. penalty)
$6,278.00
Current composite rate
3.12%
Interest earned to date
$1,278.00
About this January 2021 I Bond
This Series I savings bond was issued in January 2021 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 5 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $6,278.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2021 | 1.68% | $5,000.00 | $5,000.00 |
| July 2021 | 3.54% | $5,042.00 | $5,020.00 |
| January 2022 | 7.12% | $5,132.00 | $5,086.00 |
| July 2022 | 9.62% | $5,314.00 | $5,222.00 |
| January 2023 | 6.48% | $5,570.00 | $5,440.00 |
| July 2023 | 3.38% | $5,750.00 | $5,660.00 |
| January 2024 | 3.94% | $5,848.00 | $5,798.00 |
| July 2024 | 2.96% | $5,964.00 | $5,906.00 |
| January 2025 | 1.90% | $6,052.00 | $6,008.00 |
| July 2025 | 2.86% | $6,110.00 | $6,080.00 |
| January 2026 | 3.12% | $6,198.00 | $6,198.00 |
Other amounts for January 2021
Check your own numbers
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