I Bond Value — January 2005
A $1,000.00 I Bond issued in January 2005 is worth $2,198.00 today.
Current total value
$2,198.00
Redemption value (incl. penalty)
$2,198.00
Current composite rate
4.14%
Interest earned to date
$1,198.00
About this January 2005 I Bond
This Series I savings bond was issued in January 2005 and locked in a fixed rate of 1.00% for the life of the bond. It has earned interest for 21 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.14%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $2,198.00.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2005 | 3.67% | $1,000.00 | $1,000.00 |
| July 2005 | 4.60% | $1,018.40 | $1,009.20 |
| January 2006 | 6.73% | $1,042.00 | $1,030.00 |
| July 2006 | 2.01% | $1,077.20 | $1,059.20 |
| January 2007 | 4.12% | $1,088.00 | $1,082.40 |
| July 2007 | 3.43% | $1,110.40 | $1,099.20 |
| January 2008 | 4.08% | $1,129.60 | $1,120.00 |
| July 2008 | 5.86% | $1,152.80 | $1,141.20 |
| January 2009 | 5.94% | $1,186.40 | $1,169.60 |
| July 2009 | 0.00% | $1,221.60 | $1,204.00 |
| January 2010 | 4.08% | $1,221.60 | $1,221.60 |
| July 2010 | 2.55% | $1,246.40 | $1,246.40 |
| January 2011 | 1.74% | $1,262.40 | $1,262.40 |
| July 2011 | 5.62% | $1,273.20 | $1,273.20 |
| January 2012 | 4.08% | $1,308.80 | $1,308.80 |
| July 2012 | 3.21% | $1,335.60 | $1,335.60 |
| January 2013 | 2.77% | $1,357.20 | $1,357.20 |
| July 2013 | 2.19% | $1,376.00 | $1,376.00 |
| January 2014 | 2.19% | $1,391.20 | $1,391.20 |
| July 2014 | 2.85% | $1,406.40 | $1,406.40 |
| January 2015 | 2.49% | $1,426.40 | $1,426.40 |
| July 2015 | 0.00% | $1,444.00 | $1,444.00 |
| January 2016 | 2.55% | $1,444.00 | $1,444.00 |
| July 2016 | 1.16% | $1,462.40 | $1,462.40 |
| January 2017 | 3.77% | $1,470.80 | $1,470.80 |
| July 2017 | 2.97% | $1,498.40 | $1,498.40 |
| January 2018 | 3.49% | $1,520.80 | $1,520.80 |
| July 2018 | 3.23% | $1,547.20 | $1,547.20 |
| January 2019 | 3.33% | $1,572.00 | $1,572.00 |
| July 2019 | 2.41% | $1,598.00 | $1,598.00 |
| January 2020 | 3.03% | $1,617.20 | $1,617.20 |
| July 2020 | 2.07% | $1,641.60 | $1,641.60 |
| January 2021 | 2.69% | $1,658.40 | $1,658.40 |
| July 2021 | 4.56% | $1,680.80 | $1,680.80 |
| January 2022 | 8.16% | $1,719.20 | $1,719.20 |
| July 2022 | 10.67% | $1,789.20 | $1,789.20 |
| January 2023 | 7.51% | $1,884.80 | $1,884.80 |
| July 2023 | 4.40% | $1,955.60 | $1,955.60 |
| January 2024 | 4.96% | $1,998.80 | $1,998.80 |
| July 2024 | 3.97% | $2,048.40 | $2,048.40 |
| January 2025 | 2.91% | $2,089.20 | $2,089.20 |
| July 2025 | 3.87% | $2,119.60 | $2,119.60 |
| January 2026 | 4.14% | $2,160.80 | $2,160.80 |
Other amounts for January 2005
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