$10,000.00 I Bond Value — January 2005
A $10,000.00 I Bond issued in January 2005 is worth $21,980.00 today.
Current total value
$21,980.00
Redemption value (incl. penalty)
$21,980.00
Current composite rate
4.14%
Interest earned to date
$11,980.00
About this January 2005 I Bond
This Series I savings bond was issued in January 2005 and locked in a fixed rate of 1.00% for the life of the bond. It has earned interest for 21 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.14%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $21,980.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2005 | 3.67% | $10,000.00 | $10,000.00 |
| July 2005 | 4.60% | $10,184.00 | $10,092.00 |
| January 2006 | 6.73% | $10,420.00 | $10,300.00 |
| July 2006 | 2.01% | $10,772.00 | $10,592.00 |
| January 2007 | 4.12% | $10,880.00 | $10,824.00 |
| July 2007 | 3.43% | $11,104.00 | $10,992.00 |
| January 2008 | 4.08% | $11,296.00 | $11,200.00 |
| July 2008 | 5.86% | $11,528.00 | $11,412.00 |
| January 2009 | 5.94% | $11,864.00 | $11,696.00 |
| July 2009 | 0.00% | $12,216.00 | $12,040.00 |
| January 2010 | 4.08% | $12,216.00 | $12,216.00 |
| July 2010 | 2.55% | $12,464.00 | $12,464.00 |
| January 2011 | 1.74% | $12,624.00 | $12,624.00 |
| July 2011 | 5.62% | $12,732.00 | $12,732.00 |
| January 2012 | 4.08% | $13,088.00 | $13,088.00 |
| July 2012 | 3.21% | $13,356.00 | $13,356.00 |
| January 2013 | 2.77% | $13,572.00 | $13,572.00 |
| July 2013 | 2.19% | $13,760.00 | $13,760.00 |
| January 2014 | 2.19% | $13,912.00 | $13,912.00 |
| July 2014 | 2.85% | $14,064.00 | $14,064.00 |
| January 2015 | 2.49% | $14,264.00 | $14,264.00 |
| July 2015 | 0.00% | $14,440.00 | $14,440.00 |
| January 2016 | 2.55% | $14,440.00 | $14,440.00 |
| July 2016 | 1.16% | $14,624.00 | $14,624.00 |
| January 2017 | 3.77% | $14,708.00 | $14,708.00 |
| July 2017 | 2.97% | $14,984.00 | $14,984.00 |
| January 2018 | 3.49% | $15,208.00 | $15,208.00 |
| July 2018 | 3.23% | $15,472.00 | $15,472.00 |
| January 2019 | 3.33% | $15,720.00 | $15,720.00 |
| July 2019 | 2.41% | $15,980.00 | $15,980.00 |
| January 2020 | 3.03% | $16,172.00 | $16,172.00 |
| July 2020 | 2.07% | $16,416.00 | $16,416.00 |
| January 2021 | 2.69% | $16,584.00 | $16,584.00 |
| July 2021 | 4.56% | $16,808.00 | $16,808.00 |
| January 2022 | 8.16% | $17,192.00 | $17,192.00 |
| July 2022 | 10.67% | $17,892.00 | $17,892.00 |
| January 2023 | 7.51% | $18,848.00 | $18,848.00 |
| July 2023 | 4.40% | $19,556.00 | $19,556.00 |
| January 2024 | 4.96% | $19,988.00 | $19,988.00 |
| July 2024 | 3.97% | $20,484.00 | $20,484.00 |
| January 2025 | 2.91% | $20,892.00 | $20,892.00 |
| July 2025 | 3.87% | $21,196.00 | $21,196.00 |
| January 2026 | 4.14% | $21,608.00 | $21,608.00 |
Other amounts for January 2005
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