$5,000.00 I Bond Value — January 2005
A $5,000.00 I Bond issued in January 2005 is worth $10,990.00 today.
Current total value
$10,990.00
Redemption value (incl. penalty)
$10,990.00
Current composite rate
4.14%
Interest earned to date
$5,990.00
About this January 2005 I Bond
This Series I savings bond was issued in January 2005 and locked in a fixed rate of 1.00% for the life of the bond. It has earned interest for 21 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.14%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $10,990.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2005 | 3.67% | $5,000.00 | $5,000.00 |
| July 2005 | 4.60% | $5,092.00 | $5,046.00 |
| January 2006 | 6.73% | $5,210.00 | $5,150.00 |
| July 2006 | 2.01% | $5,386.00 | $5,296.00 |
| January 2007 | 4.12% | $5,440.00 | $5,412.00 |
| July 2007 | 3.43% | $5,552.00 | $5,496.00 |
| January 2008 | 4.08% | $5,648.00 | $5,600.00 |
| July 2008 | 5.86% | $5,764.00 | $5,706.00 |
| January 2009 | 5.94% | $5,932.00 | $5,848.00 |
| July 2009 | 0.00% | $6,108.00 | $6,020.00 |
| January 2010 | 4.08% | $6,108.00 | $6,108.00 |
| July 2010 | 2.55% | $6,232.00 | $6,232.00 |
| January 2011 | 1.74% | $6,312.00 | $6,312.00 |
| July 2011 | 5.62% | $6,366.00 | $6,366.00 |
| January 2012 | 4.08% | $6,544.00 | $6,544.00 |
| July 2012 | 3.21% | $6,678.00 | $6,678.00 |
| January 2013 | 2.77% | $6,786.00 | $6,786.00 |
| July 2013 | 2.19% | $6,880.00 | $6,880.00 |
| January 2014 | 2.19% | $6,956.00 | $6,956.00 |
| July 2014 | 2.85% | $7,032.00 | $7,032.00 |
| January 2015 | 2.49% | $7,132.00 | $7,132.00 |
| July 2015 | 0.00% | $7,220.00 | $7,220.00 |
| January 2016 | 2.55% | $7,220.00 | $7,220.00 |
| July 2016 | 1.16% | $7,312.00 | $7,312.00 |
| January 2017 | 3.77% | $7,354.00 | $7,354.00 |
| July 2017 | 2.97% | $7,492.00 | $7,492.00 |
| January 2018 | 3.49% | $7,604.00 | $7,604.00 |
| July 2018 | 3.23% | $7,736.00 | $7,736.00 |
| January 2019 | 3.33% | $7,860.00 | $7,860.00 |
| July 2019 | 2.41% | $7,990.00 | $7,990.00 |
| January 2020 | 3.03% | $8,086.00 | $8,086.00 |
| July 2020 | 2.07% | $8,208.00 | $8,208.00 |
| January 2021 | 2.69% | $8,292.00 | $8,292.00 |
| July 2021 | 4.56% | $8,404.00 | $8,404.00 |
| January 2022 | 8.16% | $8,596.00 | $8,596.00 |
| July 2022 | 10.67% | $8,946.00 | $8,946.00 |
| January 2023 | 7.51% | $9,424.00 | $9,424.00 |
| July 2023 | 4.40% | $9,778.00 | $9,778.00 |
| January 2024 | 4.96% | $9,994.00 | $9,994.00 |
| July 2024 | 3.97% | $10,242.00 | $10,242.00 |
| January 2025 | 2.91% | $10,446.00 | $10,446.00 |
| July 2025 | 3.87% | $10,598.00 | $10,598.00 |
| January 2026 | 4.14% | $10,804.00 | $10,804.00 |
Other amounts for January 2005
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