I Bond Value — January 2003
A $1,000.00 I Bond issued in January 2003 is worth $2,686.40 today.
Current total value
$2,686.40
Redemption value (incl. penalty)
$2,686.40
Current composite rate
4.74%
Interest earned to date
$1,686.40
About this January 2003 I Bond
This Series I savings bond was issued in January 2003 and locked in a fixed rate of 1.60% for the life of the bond. It has earned interest for 23 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.74%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $2,686.40.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2003 | 4.08% | $1,000.00 | $1,000.00 |
| July 2003 | 5.17% | $1,020.40 | $1,010.00 |
| January 2004 | 2.69% | $1,046.80 | $1,033.60 |
| July 2004 | 4.00% | $1,060.80 | $1,054.00 |
| January 2005 | 4.28% | $1,082.00 | $1,071.20 |
| July 2005 | 5.21% | $1,105.20 | $1,093.60 |
| January 2006 | 7.35% | $1,134.00 | $1,119.60 |
| July 2006 | 2.61% | $1,175.60 | $1,154.80 |
| January 2007 | 4.72% | $1,190.80 | $1,183.20 |
| July 2007 | 4.04% | $1,218.80 | $1,204.80 |
| January 2008 | 4.68% | $1,243.60 | $1,243.60 |
| July 2008 | 6.48% | $1,272.80 | $1,272.80 |
| January 2009 | 6.56% | $1,314.00 | $1,314.00 |
| July 2009 | 0.00% | $1,357.20 | $1,357.20 |
| January 2010 | 4.68% | $1,357.20 | $1,357.20 |
| July 2010 | 3.15% | $1,388.80 | $1,388.80 |
| January 2011 | 2.35% | $1,410.80 | $1,410.80 |
| July 2011 | 6.24% | $1,427.20 | $1,427.20 |
| January 2012 | 4.68% | $1,471.60 | $1,471.60 |
| July 2012 | 3.82% | $1,506.00 | $1,506.00 |
| January 2013 | 3.37% | $1,534.80 | $1,534.80 |
| July 2013 | 2.79% | $1,560.80 | $1,560.80 |
| January 2014 | 2.79% | $1,582.40 | $1,582.40 |
| July 2014 | 3.45% | $1,604.40 | $1,604.40 |
| January 2015 | 3.09% | $1,632.00 | $1,632.00 |
| July 2015 | 0.00% | $1,657.20 | $1,657.20 |
| January 2016 | 3.15% | $1,657.20 | $1,657.20 |
| July 2016 | 1.76% | $1,683.20 | $1,683.20 |
| January 2017 | 4.38% | $1,698.00 | $1,698.00 |
| July 2017 | 3.58% | $1,735.20 | $1,735.20 |
| January 2018 | 4.10% | $1,766.40 | $1,766.40 |
| July 2018 | 3.84% | $1,802.80 | $1,802.80 |
| January 2019 | 3.94% | $1,837.60 | $1,837.60 |
| July 2019 | 3.01% | $1,874.00 | $1,874.00 |
| January 2020 | 3.64% | $1,902.40 | $1,902.40 |
| July 2020 | 2.67% | $1,937.20 | $1,937.20 |
| January 2021 | 3.29% | $1,963.20 | $1,963.20 |
| July 2021 | 5.17% | $1,995.60 | $1,995.60 |
| January 2022 | 8.78% | $2,047.20 | $2,047.20 |
| July 2022 | 11.30% | $2,137.20 | $2,137.20 |
| January 2023 | 8.13% | $2,258.00 | $2,258.00 |
| July 2023 | 5.01% | $2,349.60 | $2,349.60 |
| January 2024 | 5.57% | $2,408.40 | $2,408.40 |
| July 2024 | 4.58% | $2,475.60 | $2,475.60 |
| January 2025 | 3.52% | $2,532.40 | $2,532.40 |
| July 2025 | 4.48% | $2,576.80 | $2,576.80 |
| January 2026 | 4.74% | $2,634.40 | $2,634.40 |
Other amounts for January 2003
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