$5,000.00 I Bond Value — January 2003
A $5,000.00 I Bond issued in January 2003 is worth $13,432.00 today.
Current total value
$13,432.00
Redemption value (incl. penalty)
$13,432.00
Current composite rate
4.74%
Interest earned to date
$8,432.00
About this January 2003 I Bond
This Series I savings bond was issued in January 2003 and locked in a fixed rate of 1.60% for the life of the bond. It has earned interest for 23 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.74%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $13,432.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2003 | 4.08% | $5,000.00 | $5,000.00 |
| July 2003 | 5.17% | $5,102.00 | $5,050.00 |
| January 2004 | 2.69% | $5,234.00 | $5,168.00 |
| July 2004 | 4.00% | $5,304.00 | $5,270.00 |
| January 2005 | 4.28% | $5,410.00 | $5,356.00 |
| July 2005 | 5.21% | $5,526.00 | $5,468.00 |
| January 2006 | 7.35% | $5,670.00 | $5,598.00 |
| July 2006 | 2.61% | $5,878.00 | $5,774.00 |
| January 2007 | 4.72% | $5,954.00 | $5,916.00 |
| July 2007 | 4.04% | $6,094.00 | $6,024.00 |
| January 2008 | 4.68% | $6,218.00 | $6,218.00 |
| July 2008 | 6.48% | $6,364.00 | $6,364.00 |
| January 2009 | 6.56% | $6,570.00 | $6,570.00 |
| July 2009 | 0.00% | $6,786.00 | $6,786.00 |
| January 2010 | 4.68% | $6,786.00 | $6,786.00 |
| July 2010 | 3.15% | $6,944.00 | $6,944.00 |
| January 2011 | 2.35% | $7,054.00 | $7,054.00 |
| July 2011 | 6.24% | $7,136.00 | $7,136.00 |
| January 2012 | 4.68% | $7,358.00 | $7,358.00 |
| July 2012 | 3.82% | $7,530.00 | $7,530.00 |
| January 2013 | 3.37% | $7,674.00 | $7,674.00 |
| July 2013 | 2.79% | $7,804.00 | $7,804.00 |
| January 2014 | 2.79% | $7,912.00 | $7,912.00 |
| July 2014 | 3.45% | $8,022.00 | $8,022.00 |
| January 2015 | 3.09% | $8,160.00 | $8,160.00 |
| July 2015 | 0.00% | $8,286.00 | $8,286.00 |
| January 2016 | 3.15% | $8,286.00 | $8,286.00 |
| July 2016 | 1.76% | $8,416.00 | $8,416.00 |
| January 2017 | 4.38% | $8,490.00 | $8,490.00 |
| July 2017 | 3.58% | $8,676.00 | $8,676.00 |
| January 2018 | 4.10% | $8,832.00 | $8,832.00 |
| July 2018 | 3.84% | $9,014.00 | $9,014.00 |
| January 2019 | 3.94% | $9,188.00 | $9,188.00 |
| July 2019 | 3.01% | $9,370.00 | $9,370.00 |
| January 2020 | 3.64% | $9,512.00 | $9,512.00 |
| July 2020 | 2.67% | $9,686.00 | $9,686.00 |
| January 2021 | 3.29% | $9,816.00 | $9,816.00 |
| July 2021 | 5.17% | $9,978.00 | $9,978.00 |
| January 2022 | 8.78% | $10,236.00 | $10,236.00 |
| July 2022 | 11.30% | $10,686.00 | $10,686.00 |
| January 2023 | 8.13% | $11,290.00 | $11,290.00 |
| July 2023 | 5.01% | $11,748.00 | $11,748.00 |
| January 2024 | 5.57% | $12,042.00 | $12,042.00 |
| July 2024 | 4.58% | $12,378.00 | $12,378.00 |
| January 2025 | 3.52% | $12,662.00 | $12,662.00 |
| July 2025 | 4.48% | $12,884.00 | $12,884.00 |
| January 2026 | 4.74% | $13,172.00 | $13,172.00 |
Other amounts for January 2003
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