I Bond Value — July 2024
A $1,000.00 I Bond issued in July 2024 is worth $1,079.20 today.
Current total value
$1,079.20
Redemption value (incl. penalty)
$1,067.20
Current composite rate
4.44%
Interest earned to date
$79.20
About this July 2024 I Bond
This Series I savings bond was issued in July 2024 and locked in a fixed rate of 1.30% for the life of the bond. It has earned interest for 1 year, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.44%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $12.00. Its redemption value today is $1,067.20.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2024 | 4.28% | $1,000.00 | $1,000.00 |
| January 2025 | 3.21% | $1,021.60 | $1,010.80 |
| July 2025 | 4.18% | $1,038.00 | $1,029.60 |
| January 2026 | 4.44% | $1,059.60 | $1,048.80 |
Other amounts for July 2024
Check your own numbers
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