$5,000.00 I Bond Value — July 2024
A $5,000.00 I Bond issued in July 2024 is worth $5,396.00 today.
Current total value
$5,396.00
Redemption value (incl. penalty)
$5,336.00
Current composite rate
4.44%
Interest earned to date
$396.00
About this July 2024 I Bond
This Series I savings bond was issued in July 2024 and locked in a fixed rate of 1.30% for the life of the bond. It has earned interest for 1 year, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.44%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $60.00. Its redemption value today is $5,336.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2024 | 4.28% | $5,000.00 | $5,000.00 |
| January 2025 | 3.21% | $5,108.00 | $5,054.00 |
| July 2025 | 4.18% | $5,190.00 | $5,148.00 |
| January 2026 | 4.44% | $5,298.00 | $5,244.00 |
Other amounts for July 2024
Check your own numbers
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