I Bond Value — January 2024
A $1,000.00 I Bond issued in January 2024 is worth $1,107.60 today.
Current total value
$1,107.60
Redemption value (incl. penalty)
$1,095.60
Current composite rate
4.44%
Interest earned to date
$107.60
About this January 2024 I Bond
This Series I savings bond was issued in January 2024 and locked in a fixed rate of 1.30% for the life of the bond. It has earned interest for 2 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.44%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $12.00. Its redemption value today is $1,095.60.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2024 | 5.27% | $1,000.00 | $1,000.00 |
| July 2024 | 4.28% | $1,026.40 | $1,013.20 |
| January 2025 | 3.21% | $1,048.40 | $1,037.20 |
| July 2025 | 4.18% | $1,065.20 | $1,056.80 |
| January 2026 | 4.44% | $1,087.60 | $1,076.40 |
Other amounts for January 2024
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this January 2024 bond, or browse every issue month.