$10,000.00 I Bond Value — January 2024
A $10,000.00 I Bond issued in January 2024 is worth $11,076.00 today.
Current total value
$11,076.00
Redemption value (incl. penalty)
$10,956.00
Current composite rate
4.44%
Interest earned to date
$1,076.00
About this January 2024 I Bond
This Series I savings bond was issued in January 2024 and locked in a fixed rate of 1.30% for the life of the bond. It has earned interest for 2 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.44%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $120.00. Its redemption value today is $10,956.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2024 | 5.27% | $10,000.00 | $10,000.00 |
| July 2024 | 4.28% | $10,264.00 | $10,132.00 |
| January 2025 | 3.21% | $10,484.00 | $10,372.00 |
| July 2025 | 4.18% | $10,652.00 | $10,568.00 |
| January 2026 | 4.44% | $10,876.00 | $10,764.00 |
Other amounts for January 2024
Check your own numbers
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