I Bond Value — January 2004
A $1,000.00 I Bond issued in January 2004 is worth $2,306.00 today.
Current total value
$2,306.00
Redemption value (incl. penalty)
$2,306.00
Current composite rate
4.24%
Interest earned to date
$1,306.00
About this January 2004 I Bond
This Series I savings bond was issued in January 2004 and locked in a fixed rate of 1.10% for the life of the bond. It has earned interest for 22 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.24%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $2,306.00.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2004 | 2.19% | $1,000.00 | $1,000.00 |
| July 2004 | 3.49% | $1,010.80 | $1,005.60 |
| January 2005 | 3.77% | $1,028.40 | $1,019.60 |
| July 2005 | 4.70% | $1,047.60 | $1,038.00 |
| January 2006 | 6.83% | $1,072.40 | $1,060.00 |
| July 2006 | 2.11% | $1,109.20 | $1,090.40 |
| January 2007 | 4.22% | $1,120.80 | $1,115.20 |
| July 2007 | 3.53% | $1,144.40 | $1,132.40 |
| January 2008 | 4.18% | $1,164.40 | $1,154.40 |
| July 2008 | 5.97% | $1,188.80 | $1,176.40 |
| January 2009 | 6.05% | $1,224.40 | $1,224.40 |
| July 2009 | 0.00% | $1,261.60 | $1,261.60 |
| January 2010 | 4.18% | $1,261.60 | $1,261.60 |
| July 2010 | 2.65% | $1,288.00 | $1,288.00 |
| January 2011 | 1.84% | $1,305.20 | $1,305.20 |
| July 2011 | 5.73% | $1,317.20 | $1,317.20 |
| January 2012 | 4.18% | $1,354.80 | $1,354.80 |
| July 2012 | 3.31% | $1,383.20 | $1,383.20 |
| January 2013 | 2.87% | $1,406.00 | $1,406.00 |
| July 2013 | 2.29% | $1,426.00 | $1,426.00 |
| January 2014 | 2.29% | $1,442.40 | $1,442.40 |
| July 2014 | 2.95% | $1,458.80 | $1,458.80 |
| January 2015 | 2.59% | $1,480.40 | $1,480.40 |
| July 2015 | 0.00% | $1,499.60 | $1,499.60 |
| January 2016 | 2.65% | $1,499.60 | $1,499.60 |
| July 2016 | 1.26% | $1,519.60 | $1,519.60 |
| January 2017 | 3.88% | $1,529.20 | $1,529.20 |
| July 2017 | 3.07% | $1,558.80 | $1,558.80 |
| January 2018 | 3.59% | $1,582.80 | $1,582.80 |
| July 2018 | 3.33% | $1,611.20 | $1,611.20 |
| January 2019 | 3.43% | $1,638.00 | $1,638.00 |
| July 2019 | 2.51% | $1,666.00 | $1,666.00 |
| January 2020 | 3.13% | $1,686.80 | $1,686.80 |
| July 2020 | 2.17% | $1,713.20 | $1,713.20 |
| January 2021 | 2.79% | $1,731.60 | $1,731.60 |
| July 2021 | 4.66% | $1,755.60 | $1,755.60 |
| January 2022 | 8.26% | $1,796.40 | $1,796.40 |
| July 2022 | 10.77% | $1,870.40 | $1,870.40 |
| January 2023 | 7.62% | $1,971.20 | $1,971.20 |
| July 2023 | 4.50% | $2,046.40 | $2,046.40 |
| January 2024 | 5.06% | $2,092.40 | $2,092.40 |
| July 2024 | 4.08% | $2,145.20 | $2,145.20 |
| January 2025 | 3.01% | $2,188.80 | $2,188.80 |
| July 2025 | 3.98% | $2,221.60 | $2,221.60 |
| January 2026 | 4.24% | $2,266.00 | $2,266.00 |
Other amounts for January 2004
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