$10,000.00 I Bond Value — January 2004
A $10,000.00 I Bond issued in January 2004 is worth $23,060.00 today.
Current total value
$23,060.00
Redemption value (incl. penalty)
$23,060.00
Current composite rate
4.24%
Interest earned to date
$13,060.00
About this January 2004 I Bond
This Series I savings bond was issued in January 2004 and locked in a fixed rate of 1.10% for the life of the bond. It has earned interest for 22 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.24%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $23,060.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2004 | 2.19% | $10,000.00 | $10,000.00 |
| July 2004 | 3.49% | $10,108.00 | $10,056.00 |
| January 2005 | 3.77% | $10,284.00 | $10,196.00 |
| July 2005 | 4.70% | $10,476.00 | $10,380.00 |
| January 2006 | 6.83% | $10,724.00 | $10,600.00 |
| July 2006 | 2.11% | $11,092.00 | $10,904.00 |
| January 2007 | 4.22% | $11,208.00 | $11,152.00 |
| July 2007 | 3.53% | $11,444.00 | $11,324.00 |
| January 2008 | 4.18% | $11,644.00 | $11,544.00 |
| July 2008 | 5.97% | $11,888.00 | $11,764.00 |
| January 2009 | 6.05% | $12,244.00 | $12,244.00 |
| July 2009 | 0.00% | $12,616.00 | $12,616.00 |
| January 2010 | 4.18% | $12,616.00 | $12,616.00 |
| July 2010 | 2.65% | $12,880.00 | $12,880.00 |
| January 2011 | 1.84% | $13,052.00 | $13,052.00 |
| July 2011 | 5.73% | $13,172.00 | $13,172.00 |
| January 2012 | 4.18% | $13,548.00 | $13,548.00 |
| July 2012 | 3.31% | $13,832.00 | $13,832.00 |
| January 2013 | 2.87% | $14,060.00 | $14,060.00 |
| July 2013 | 2.29% | $14,260.00 | $14,260.00 |
| January 2014 | 2.29% | $14,424.00 | $14,424.00 |
| July 2014 | 2.95% | $14,588.00 | $14,588.00 |
| January 2015 | 2.59% | $14,804.00 | $14,804.00 |
| July 2015 | 0.00% | $14,996.00 | $14,996.00 |
| January 2016 | 2.65% | $14,996.00 | $14,996.00 |
| July 2016 | 1.26% | $15,196.00 | $15,196.00 |
| January 2017 | 3.88% | $15,292.00 | $15,292.00 |
| July 2017 | 3.07% | $15,588.00 | $15,588.00 |
| January 2018 | 3.59% | $15,828.00 | $15,828.00 |
| July 2018 | 3.33% | $16,112.00 | $16,112.00 |
| January 2019 | 3.43% | $16,380.00 | $16,380.00 |
| July 2019 | 2.51% | $16,660.00 | $16,660.00 |
| January 2020 | 3.13% | $16,868.00 | $16,868.00 |
| July 2020 | 2.17% | $17,132.00 | $17,132.00 |
| January 2021 | 2.79% | $17,316.00 | $17,316.00 |
| July 2021 | 4.66% | $17,556.00 | $17,556.00 |
| January 2022 | 8.26% | $17,964.00 | $17,964.00 |
| July 2022 | 10.77% | $18,704.00 | $18,704.00 |
| January 2023 | 7.62% | $19,712.00 | $19,712.00 |
| July 2023 | 4.50% | $20,464.00 | $20,464.00 |
| January 2024 | 5.06% | $20,924.00 | $20,924.00 |
| July 2024 | 4.08% | $21,452.00 | $21,452.00 |
| January 2025 | 3.01% | $21,888.00 | $21,888.00 |
| July 2025 | 3.98% | $22,216.00 | $22,216.00 |
| January 2026 | 4.24% | $22,660.00 | $22,660.00 |
Other amounts for January 2004
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