$5,000.00 I Bond Value — July 2020
A $5,000.00 I Bond issued in July 2020 is worth $6,308.00 today.
Current total value
$6,308.00
Redemption value (incl. penalty)
$6,308.00
Current composite rate
3.12%
Interest earned to date
$1,308.00
About this July 2020 I Bond
This Series I savings bond was issued in July 2020 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 5 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $6,308.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2020 | 1.06% | $5,000.00 | $5,000.00 |
| January 2021 | 1.68% | $5,026.00 | $5,014.00 |
| July 2021 | 3.54% | $5,068.00 | $5,048.00 |
| January 2022 | 7.12% | $5,158.00 | $5,112.00 |
| July 2022 | 9.62% | $5,342.00 | $5,250.00 |
| January 2023 | 6.48% | $5,598.00 | $5,468.00 |
| July 2023 | 3.38% | $5,780.00 | $5,688.00 |
| January 2024 | 3.94% | $5,878.00 | $5,828.00 |
| July 2024 | 2.96% | $5,994.00 | $5,936.00 |
| January 2025 | 1.90% | $6,082.00 | $6,038.00 |
| July 2025 | 2.86% | $6,140.00 | $6,140.00 |
| January 2026 | 3.12% | $6,228.00 | $6,228.00 |
Other amounts for July 2020
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