$10,000.00 I Bond Value — July 2020
A $10,000.00 I Bond issued in July 2020 is worth $12,616.00 today.
Current total value
$12,616.00
Redemption value (incl. penalty)
$12,616.00
Current composite rate
3.12%
Interest earned to date
$2,616.00
About this July 2020 I Bond
This Series I savings bond was issued in July 2020 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 5 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $12,616.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2020 | 1.06% | $10,000.00 | $10,000.00 |
| January 2021 | 1.68% | $10,052.00 | $10,028.00 |
| July 2021 | 3.54% | $10,136.00 | $10,096.00 |
| January 2022 | 7.12% | $10,316.00 | $10,224.00 |
| July 2022 | 9.62% | $10,684.00 | $10,500.00 |
| January 2023 | 6.48% | $11,196.00 | $10,936.00 |
| July 2023 | 3.38% | $11,560.00 | $11,376.00 |
| January 2024 | 3.94% | $11,756.00 | $11,656.00 |
| July 2024 | 2.96% | $11,988.00 | $11,872.00 |
| January 2025 | 1.90% | $12,164.00 | $12,076.00 |
| July 2025 | 2.86% | $12,280.00 | $12,280.00 |
| January 2026 | 3.12% | $12,456.00 | $12,456.00 |
Other amounts for July 2020
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