$5,000.00 I Bond Value — July 2005
A $5,000.00 I Bond issued in July 2005 is worth $11,232.00 today.
Current total value
$11,232.00
Redemption value (incl. penalty)
$11,232.00
Current composite rate
4.34%
Interest earned to date
$6,232.00
About this July 2005 I Bond
This Series I savings bond was issued in July 2005 and locked in a fixed rate of 1.20% for the life of the bond. It has earned interest for 20 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.34%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $11,232.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2005 | 4.80% | $5,000.00 | $5,000.00 |
| January 2006 | 6.93% | $5,120.00 | $5,060.00 |
| July 2006 | 2.21% | $5,298.00 | $5,208.00 |
| January 2007 | 4.32% | $5,356.00 | $5,328.00 |
| July 2007 | 3.63% | $5,472.00 | $5,414.00 |
| January 2008 | 4.28% | $5,572.00 | $5,522.00 |
| July 2008 | 6.07% | $5,692.00 | $5,632.00 |
| January 2009 | 6.15% | $5,864.00 | $5,778.00 |
| July 2009 | 0.00% | $6,044.00 | $5,954.00 |
| January 2010 | 4.28% | $6,044.00 | $6,044.00 |
| July 2010 | 2.75% | $6,174.00 | $6,174.00 |
| January 2011 | 1.94% | $6,258.00 | $6,258.00 |
| July 2011 | 5.83% | $6,318.00 | $6,318.00 |
| January 2012 | 4.28% | $6,502.00 | $6,502.00 |
| July 2012 | 3.41% | $6,642.00 | $6,642.00 |
| January 2013 | 2.97% | $6,756.00 | $6,756.00 |
| July 2013 | 2.39% | $6,856.00 | $6,856.00 |
| January 2014 | 2.39% | $6,938.00 | $6,938.00 |
| July 2014 | 3.05% | $7,020.00 | $7,020.00 |
| January 2015 | 2.69% | $7,128.00 | $7,128.00 |
| July 2015 | 0.00% | $7,224.00 | $7,224.00 |
| January 2016 | 2.75% | $7,224.00 | $7,224.00 |
| July 2016 | 1.36% | $7,324.00 | $7,324.00 |
| January 2017 | 3.98% | $7,374.00 | $7,374.00 |
| July 2017 | 3.17% | $7,520.00 | $7,520.00 |
| January 2018 | 3.69% | $7,640.00 | $7,640.00 |
| July 2018 | 3.43% | $7,780.00 | $7,780.00 |
| January 2019 | 3.53% | $7,914.00 | $7,914.00 |
| July 2019 | 2.61% | $8,054.00 | $8,054.00 |
| January 2020 | 3.23% | $8,160.00 | $8,160.00 |
| July 2020 | 2.27% | $8,292.00 | $8,292.00 |
| January 2021 | 2.89% | $8,386.00 | $8,386.00 |
| July 2021 | 4.76% | $8,508.00 | $8,508.00 |
| January 2022 | 8.36% | $8,710.00 | $8,710.00 |
| July 2022 | 10.88% | $9,074.00 | $9,074.00 |
| January 2023 | 7.72% | $9,568.00 | $9,568.00 |
| July 2023 | 4.60% | $9,938.00 | $9,938.00 |
| January 2024 | 5.16% | $10,166.00 | $10,166.00 |
| July 2024 | 4.18% | $10,428.00 | $10,428.00 |
| January 2025 | 3.11% | $10,646.00 | $10,646.00 |
| July 2025 | 4.08% | $10,812.00 | $10,812.00 |
| January 2026 | 4.34% | $11,032.00 | $11,032.00 |
Other amounts for July 2005
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