$10,000.00 I Bond Value — July 2005
A $10,000.00 I Bond issued in July 2005 is worth $22,464.00 today.
Current total value
$22,464.00
Redemption value (incl. penalty)
$22,464.00
Current composite rate
4.34%
Interest earned to date
$12,464.00
About this July 2005 I Bond
This Series I savings bond was issued in July 2005 and locked in a fixed rate of 1.20% for the life of the bond. It has earned interest for 20 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.34%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $22,464.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2005 | 4.80% | $10,000.00 | $10,000.00 |
| January 2006 | 6.93% | $10,240.00 | $10,120.00 |
| July 2006 | 2.21% | $10,596.00 | $10,416.00 |
| January 2007 | 4.32% | $10,712.00 | $10,656.00 |
| July 2007 | 3.63% | $10,944.00 | $10,828.00 |
| January 2008 | 4.28% | $11,144.00 | $11,044.00 |
| July 2008 | 6.07% | $11,384.00 | $11,264.00 |
| January 2009 | 6.15% | $11,728.00 | $11,556.00 |
| July 2009 | 0.00% | $12,088.00 | $11,908.00 |
| January 2010 | 4.28% | $12,088.00 | $12,088.00 |
| July 2010 | 2.75% | $12,348.00 | $12,348.00 |
| January 2011 | 1.94% | $12,516.00 | $12,516.00 |
| July 2011 | 5.83% | $12,636.00 | $12,636.00 |
| January 2012 | 4.28% | $13,004.00 | $13,004.00 |
| July 2012 | 3.41% | $13,284.00 | $13,284.00 |
| January 2013 | 2.97% | $13,512.00 | $13,512.00 |
| July 2013 | 2.39% | $13,712.00 | $13,712.00 |
| January 2014 | 2.39% | $13,876.00 | $13,876.00 |
| July 2014 | 3.05% | $14,040.00 | $14,040.00 |
| January 2015 | 2.69% | $14,256.00 | $14,256.00 |
| July 2015 | 0.00% | $14,448.00 | $14,448.00 |
| January 2016 | 2.75% | $14,448.00 | $14,448.00 |
| July 2016 | 1.36% | $14,648.00 | $14,648.00 |
| January 2017 | 3.98% | $14,748.00 | $14,748.00 |
| July 2017 | 3.17% | $15,040.00 | $15,040.00 |
| January 2018 | 3.69% | $15,280.00 | $15,280.00 |
| July 2018 | 3.43% | $15,560.00 | $15,560.00 |
| January 2019 | 3.53% | $15,828.00 | $15,828.00 |
| July 2019 | 2.61% | $16,108.00 | $16,108.00 |
| January 2020 | 3.23% | $16,320.00 | $16,320.00 |
| July 2020 | 2.27% | $16,584.00 | $16,584.00 |
| January 2021 | 2.89% | $16,772.00 | $16,772.00 |
| July 2021 | 4.76% | $17,016.00 | $17,016.00 |
| January 2022 | 8.36% | $17,420.00 | $17,420.00 |
| July 2022 | 10.88% | $18,148.00 | $18,148.00 |
| January 2023 | 7.72% | $19,136.00 | $19,136.00 |
| July 2023 | 4.60% | $19,876.00 | $19,876.00 |
| January 2024 | 5.16% | $20,332.00 | $20,332.00 |
| July 2024 | 4.18% | $20,856.00 | $20,856.00 |
| January 2025 | 3.11% | $21,292.00 | $21,292.00 |
| July 2025 | 4.08% | $21,624.00 | $21,624.00 |
| January 2026 | 4.34% | $22,064.00 | $22,064.00 |
Other amounts for July 2005
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