$5,000.00 I Bond Value — July 2004
A $5,000.00 I Bond issued in July 2004 is worth $11,190.00 today.
Current total value
$11,190.00
Redemption value (incl. penalty)
$11,190.00
Current composite rate
4.14%
Interest earned to date
$6,190.00
About this July 2004 I Bond
This Series I savings bond was issued in July 2004 and locked in a fixed rate of 1.00% for the life of the bond. It has earned interest for 21 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.14%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $11,190.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2004 | 3.39% | $5,000.00 | $5,000.00 |
| January 2005 | 3.67% | $5,084.00 | $5,042.00 |
| July 2005 | 4.60% | $5,178.00 | $5,130.00 |
| January 2006 | 6.73% | $5,298.00 | $5,238.00 |
| July 2006 | 2.01% | $5,476.00 | $5,386.00 |
| January 2007 | 4.12% | $5,532.00 | $5,504.00 |
| July 2007 | 3.43% | $5,646.00 | $5,588.00 |
| January 2008 | 4.08% | $5,742.00 | $5,694.00 |
| July 2008 | 5.86% | $5,860.00 | $5,800.00 |
| January 2009 | 5.94% | $6,032.00 | $5,946.00 |
| July 2009 | 0.00% | $6,212.00 | $6,212.00 |
| January 2010 | 4.08% | $6,212.00 | $6,212.00 |
| July 2010 | 2.55% | $6,338.00 | $6,338.00 |
| January 2011 | 1.74% | $6,418.00 | $6,418.00 |
| July 2011 | 5.62% | $6,474.00 | $6,474.00 |
| January 2012 | 4.08% | $6,656.00 | $6,656.00 |
| July 2012 | 3.21% | $6,792.00 | $6,792.00 |
| January 2013 | 2.77% | $6,902.00 | $6,902.00 |
| July 2013 | 2.19% | $6,998.00 | $6,998.00 |
| January 2014 | 2.19% | $7,074.00 | $7,074.00 |
| July 2014 | 2.85% | $7,152.00 | $7,152.00 |
| January 2015 | 2.49% | $7,254.00 | $7,254.00 |
| July 2015 | 0.00% | $7,344.00 | $7,344.00 |
| January 2016 | 2.55% | $7,344.00 | $7,344.00 |
| July 2016 | 1.16% | $7,438.00 | $7,438.00 |
| January 2017 | 3.77% | $7,482.00 | $7,482.00 |
| July 2017 | 2.97% | $7,624.00 | $7,624.00 |
| January 2018 | 3.49% | $7,738.00 | $7,738.00 |
| July 2018 | 3.23% | $7,874.00 | $7,874.00 |
| January 2019 | 3.33% | $8,002.00 | $8,002.00 |
| July 2019 | 2.41% | $8,136.00 | $8,136.00 |
| January 2020 | 3.03% | $8,234.00 | $8,234.00 |
| July 2020 | 2.07% | $8,358.00 | $8,358.00 |
| January 2021 | 2.69% | $8,444.00 | $8,444.00 |
| July 2021 | 4.56% | $8,558.00 | $8,558.00 |
| January 2022 | 8.16% | $8,754.00 | $8,754.00 |
| July 2022 | 10.67% | $9,112.00 | $9,112.00 |
| January 2023 | 7.51% | $9,598.00 | $9,598.00 |
| July 2023 | 4.40% | $9,958.00 | $9,958.00 |
| January 2024 | 4.96% | $10,178.00 | $10,178.00 |
| July 2024 | 3.97% | $10,430.00 | $10,430.00 |
| January 2025 | 2.91% | $10,638.00 | $10,638.00 |
| July 2025 | 3.87% | $10,792.00 | $10,792.00 |
| January 2026 | 4.14% | $11,000.00 | $11,000.00 |
Other amounts for July 2004
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