$10,000.00 I Bond Value — July 2004
A $10,000.00 I Bond issued in July 2004 is worth $22,380.00 today.
Current total value
$22,380.00
Redemption value (incl. penalty)
$22,380.00
Current composite rate
4.14%
Interest earned to date
$12,380.00
About this July 2004 I Bond
This Series I savings bond was issued in July 2004 and locked in a fixed rate of 1.00% for the life of the bond. It has earned interest for 21 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.14%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $22,380.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2004 | 3.39% | $10,000.00 | $10,000.00 |
| January 2005 | 3.67% | $10,168.00 | $10,084.00 |
| July 2005 | 4.60% | $10,356.00 | $10,260.00 |
| January 2006 | 6.73% | $10,596.00 | $10,476.00 |
| July 2006 | 2.01% | $10,952.00 | $10,772.00 |
| January 2007 | 4.12% | $11,064.00 | $11,008.00 |
| July 2007 | 3.43% | $11,292.00 | $11,176.00 |
| January 2008 | 4.08% | $11,484.00 | $11,388.00 |
| July 2008 | 5.86% | $11,720.00 | $11,600.00 |
| January 2009 | 5.94% | $12,064.00 | $11,892.00 |
| July 2009 | 0.00% | $12,424.00 | $12,424.00 |
| January 2010 | 4.08% | $12,424.00 | $12,424.00 |
| July 2010 | 2.55% | $12,676.00 | $12,676.00 |
| January 2011 | 1.74% | $12,836.00 | $12,836.00 |
| July 2011 | 5.62% | $12,948.00 | $12,948.00 |
| January 2012 | 4.08% | $13,312.00 | $13,312.00 |
| July 2012 | 3.21% | $13,584.00 | $13,584.00 |
| January 2013 | 2.77% | $13,804.00 | $13,804.00 |
| July 2013 | 2.19% | $13,996.00 | $13,996.00 |
| January 2014 | 2.19% | $14,148.00 | $14,148.00 |
| July 2014 | 2.85% | $14,304.00 | $14,304.00 |
| January 2015 | 2.49% | $14,508.00 | $14,508.00 |
| July 2015 | 0.00% | $14,688.00 | $14,688.00 |
| January 2016 | 2.55% | $14,688.00 | $14,688.00 |
| July 2016 | 1.16% | $14,876.00 | $14,876.00 |
| January 2017 | 3.77% | $14,964.00 | $14,964.00 |
| July 2017 | 2.97% | $15,248.00 | $15,248.00 |
| January 2018 | 3.49% | $15,476.00 | $15,476.00 |
| July 2018 | 3.23% | $15,748.00 | $15,748.00 |
| January 2019 | 3.33% | $16,004.00 | $16,004.00 |
| July 2019 | 2.41% | $16,272.00 | $16,272.00 |
| January 2020 | 3.03% | $16,468.00 | $16,468.00 |
| July 2020 | 2.07% | $16,716.00 | $16,716.00 |
| January 2021 | 2.69% | $16,888.00 | $16,888.00 |
| July 2021 | 4.56% | $17,116.00 | $17,116.00 |
| January 2022 | 8.16% | $17,508.00 | $17,508.00 |
| July 2022 | 10.67% | $18,224.00 | $18,224.00 |
| January 2023 | 7.51% | $19,196.00 | $19,196.00 |
| July 2023 | 4.40% | $19,916.00 | $19,916.00 |
| January 2024 | 4.96% | $20,356.00 | $20,356.00 |
| July 2024 | 3.97% | $20,860.00 | $20,860.00 |
| January 2025 | 2.91% | $21,276.00 | $21,276.00 |
| July 2025 | 3.87% | $21,584.00 | $21,584.00 |
| January 2026 | 4.14% | $22,000.00 | $22,000.00 |
Other amounts for July 2004
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