$5,000.00 I Bond Value — January 2020
A $5,000.00 I Bond issued in January 2020 is worth $6,456.00 today.
Current total value
$6,456.00
Redemption value (incl. penalty)
$6,456.00
Current composite rate
3.32%
Interest earned to date
$1,456.00
About this January 2020 I Bond
This Series I savings bond was issued in January 2020 and locked in a fixed rate of 0.20% for the life of the bond. It has earned interest for 6 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.32%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $6,456.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2020 | 2.22% | $5,000.00 | $5,000.00 |
| July 2020 | 1.26% | $5,056.00 | $5,028.00 |
| January 2021 | 1.88% | $5,088.00 | $5,072.00 |
| July 2021 | 3.74% | $5,136.00 | $5,112.00 |
| January 2022 | 7.33% | $5,232.00 | $5,184.00 |
| July 2022 | 9.83% | $5,424.00 | $5,328.00 |
| January 2023 | 6.69% | $5,690.00 | $5,556.00 |
| July 2023 | 3.58% | $5,880.00 | $5,784.00 |
| January 2024 | 4.14% | $5,986.00 | $5,932.00 |
| July 2024 | 3.16% | $6,110.00 | $6,048.00 |
| January 2025 | 2.10% | $6,206.00 | $6,206.00 |
| July 2025 | 3.06% | $6,272.00 | $6,272.00 |
| January 2026 | 3.32% | $6,368.00 | $6,368.00 |
Other amounts for January 2020
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this January 2020 bond, or browse every issue month.