$10,000.00 I Bond Value — January 2020
A $10,000.00 I Bond issued in January 2020 is worth $12,912.00 today.
Current total value
$12,912.00
Redemption value (incl. penalty)
$12,912.00
Current composite rate
3.32%
Interest earned to date
$2,912.00
About this January 2020 I Bond
This Series I savings bond was issued in January 2020 and locked in a fixed rate of 0.20% for the life of the bond. It has earned interest for 6 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.32%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $12,912.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2020 | 2.22% | $10,000.00 | $10,000.00 |
| July 2020 | 1.26% | $10,112.00 | $10,056.00 |
| January 2021 | 1.88% | $10,176.00 | $10,144.00 |
| July 2021 | 3.74% | $10,272.00 | $10,224.00 |
| January 2022 | 7.33% | $10,464.00 | $10,368.00 |
| July 2022 | 9.83% | $10,848.00 | $10,656.00 |
| January 2023 | 6.69% | $11,380.00 | $11,112.00 |
| July 2023 | 3.58% | $11,760.00 | $11,568.00 |
| January 2024 | 4.14% | $11,972.00 | $11,864.00 |
| July 2024 | 3.16% | $12,220.00 | $12,096.00 |
| January 2025 | 2.10% | $12,412.00 | $12,412.00 |
| July 2025 | 3.06% | $12,544.00 | $12,544.00 |
| January 2026 | 3.32% | $12,736.00 | $12,736.00 |
Other amounts for January 2020
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