I Bond Value — November 2023
A $1,000.00 I Bond issued in November 2023 is worth $1,116.00 today.
Current total value
$1,116.00
Redemption value (incl. penalty)
$1,103.60
Current composite rate
4.66%
Interest earned to date
$116.00
About this November 2023 I Bond
This Series I savings bond was issued in November 2023 and locked in a fixed rate of 1.30% for the life of the bond. It has earned interest for 2 years, 7 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.66%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $12.40. Its redemption value today is $1,103.60.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| November 2023 | 5.27% | $1,000.00 | $1,000.00 |
| May 2024 | 4.28% | $1,026.40 | $1,013.20 |
| November 2024 | 3.21% | $1,048.40 | $1,037.20 |
| May 2025 | 4.18% | $1,065.20 | $1,056.80 |
| November 2025 | 4.44% | $1,087.60 | $1,076.40 |
| May 2026 | 4.66% | $1,111.60 | $1,099.60 |
Other amounts for November 2023
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this November 2023 bond, or browse every issue month.