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I Bond Value — November 2021

A $1,000.00 I Bond issued in November 2021 is worth $1,229.60 today.

Current total value

$1,229.60

Redemption value (incl. penalty)

$1,220.00

Current composite rate

3.34%

Interest earned to date

$229.60

About this November 2021 I Bond

This Series I savings bond was issued in November 2021 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 4 years, 7 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.34%.

Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $9.60. Its redemption value today is $1,220.00.

Semiannual value table

Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.

Semiannual value of a $1,000.00 I Bond from issue to today, including the composite rate earned each period and the redemption value after the early-redemption penalty.
Period start Composite rate Value Value after penalty
November 2021 7.12% $1,000.00 $1,000.00
May 2022 9.62% $1,035.60 $1,017.60
November 2022 6.48% $1,085.60 $1,060.40
May 2023 3.38% $1,120.80 $1,103.20
November 2023 3.94% $1,139.60 $1,130.40
May 2024 2.96% $1,162.00 $1,150.80
November 2024 1.90% $1,179.20 $1,170.40
May 2025 2.86% $1,190.40 $1,184.80
November 2025 3.12% $1,207.60 $1,198.80
May 2026 3.34% $1,226.40 $1,216.80

Other amounts for November 2021

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