I Bond Value — May 2026
A $1,000.00 I Bond issued in May 2026 is worth $1,003.60 today.
Current total value
$1,003.60
Redemption value (incl. penalty)
$1,000.00
Current composite rate
4.26%
Interest earned to date
$3.60
About this May 2026 I Bond
This Series I savings bond was issued in May 2026 and locked in a fixed rate of 0.90% for the life of the bond. It has earned interest for 1 month, and its inflation component resets every six months. It is currently earning a composite rate of 4.26%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $3.60. Its redemption value today is $1,000.00.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| May 2026 | 4.26% | $1,000.00 | $1,000.00 |
Other amounts for May 2026
Check your own numbers
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