I Bond Value — May 2025
A $1,000.00 I Bond issued in May 2025 is worth $1,045.60 today.
Current total value
$1,045.60
Redemption value (incl. penalty)
$1,034.40
Current composite rate
4.46%
Interest earned to date
$45.60
About this May 2025 I Bond
This Series I savings bond was issued in May 2025 and locked in a fixed rate of 1.10% for the life of the bond. It has earned interest for 1 year, 1 month, and its inflation component resets every six months. It is currently earning a composite rate of 4.46%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $11.20. Its redemption value today is $1,034.40.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| May 2025 | 3.98% | $1,000.00 | $1,000.00 |
| November 2025 | 4.24% | $1,020.00 | $1,010.00 |
| May 2026 | 4.46% | $1,041.60 | $1,030.80 |
Other amounts for May 2025
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this May 2025 bond, or browse every issue month.