I Bond Value — May 2022
A $1,000.00 I Bond issued in May 2022 is worth $1,187.20 today.
Current total value
$1,187.20
Redemption value (incl. penalty)
$1,178.00
Current composite rate
3.34%
Interest earned to date
$187.20
About this May 2022 I Bond
This Series I savings bond was issued in May 2022 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 4 years, 1 month, and its inflation component resets every six months. It is currently earning a composite rate of 3.34%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $9.20. Its redemption value today is $1,178.00.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| May 2022 | 9.62% | $1,000.00 | $1,000.00 |
| November 2022 | 6.48% | $1,048.00 | $1,023.60 |
| May 2023 | 3.38% | $1,082.00 | $1,064.80 |
| November 2023 | 3.94% | $1,100.40 | $1,091.20 |
| May 2024 | 2.96% | $1,122.00 | $1,111.20 |
| November 2024 | 1.90% | $1,138.80 | $1,130.40 |
| May 2025 | 2.86% | $1,149.60 | $1,144.00 |
| November 2025 | 3.12% | $1,166.00 | $1,157.60 |
| May 2026 | 3.34% | $1,184.00 | $1,175.20 |
Other amounts for May 2022
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this May 2022 bond, or browse every issue month.