I Bond Value — January 2009
A $1,000.00 I Bond issued in January 2009 is worth $1,764.80 today.
Current total value
$1,764.80
Redemption value (incl. penalty)
$1,764.80
Current composite rate
3.83%
Interest earned to date
$764.80
About this January 2009 I Bond
This Series I savings bond was issued in January 2009 and locked in a fixed rate of 0.70% for the life of the bond. It has earned interest for 17 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.83%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $1,764.80.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2009 | 5.64% | $1,000.00 | $1,000.00 |
| July 2009 | 0.00% | $1,028.40 | $1,014.00 |
| January 2010 | 3.77% | $1,028.40 | $1,028.40 |
| July 2010 | 2.25% | $1,047.60 | $1,038.00 |
| January 2011 | 1.44% | $1,059.20 | $1,053.60 |
| July 2011 | 5.32% | $1,066.80 | $1,063.20 |
| January 2012 | 3.77% | $1,095.20 | $1,080.80 |
| July 2012 | 2.91% | $1,116.00 | $1,105.60 |
| January 2013 | 2.47% | $1,132.40 | $1,124.00 |
| July 2013 | 1.88% | $1,146.40 | $1,139.20 |
| January 2014 | 1.88% | $1,157.20 | $1,157.20 |
| July 2014 | 2.55% | $1,168.00 | $1,168.00 |
| January 2015 | 2.19% | $1,182.80 | $1,182.80 |
| July 2015 | 0.00% | $1,195.60 | $1,195.60 |
| January 2016 | 2.25% | $1,195.60 | $1,195.60 |
| July 2016 | 0.86% | $1,209.20 | $1,209.20 |
| January 2017 | 3.47% | $1,214.40 | $1,214.40 |
| July 2017 | 2.67% | $1,235.60 | $1,235.60 |
| January 2018 | 3.19% | $1,252.00 | $1,252.00 |
| July 2018 | 2.93% | $1,272.00 | $1,272.00 |
| January 2019 | 3.03% | $1,290.80 | $1,290.80 |
| July 2019 | 2.10% | $1,310.40 | $1,310.40 |
| January 2020 | 2.73% | $1,324.00 | $1,324.00 |
| July 2020 | 1.76% | $1,342.00 | $1,342.00 |
| January 2021 | 2.39% | $1,354.00 | $1,354.00 |
| July 2021 | 4.25% | $1,370.00 | $1,370.00 |
| January 2022 | 7.84% | $1,399.20 | $1,399.20 |
| July 2022 | 10.35% | $1,454.00 | $1,454.00 |
| January 2023 | 7.20% | $1,529.20 | $1,529.20 |
| July 2023 | 4.09% | $1,584.40 | $1,584.40 |
| January 2024 | 4.65% | $1,616.80 | $1,616.80 |
| July 2024 | 3.67% | $1,654.40 | $1,654.40 |
| January 2025 | 2.61% | $1,684.80 | $1,684.80 |
| July 2025 | 3.57% | $1,706.80 | $1,706.80 |
| January 2026 | 3.83% | $1,737.20 | $1,737.20 |
Other amounts for January 2009
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