I Bond Value — August 2025
A $1,000.00 I Bond issued in August 2025 is worth $1,034.40 today.
Current total value
$1,034.40
Redemption value (incl. penalty)
$1,023.60
Current composite rate
4.24%
Interest earned to date
$34.40
About this August 2025 I Bond
This Series I savings bond was issued in August 2025 and locked in a fixed rate of 1.10% for the life of the bond. It has earned interest for 10 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.24%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $10.80. Its redemption value today is $1,023.60.
Semiannual value table
Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| August 2025 | 3.98% | $1,000.00 | $1,000.00 |
| February 2026 | 4.24% | $1,020.00 | $1,010.00 |
Other amounts for August 2025
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