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I Bond Value — April 2025

A $1,000.00 I Bond issued in April 2025 is worth $1,044.00 today.

Current total value

$1,044.00

Redemption value (incl. penalty)

$1,032.80

Current composite rate

4.34%

Interest earned to date

$44.00

About this April 2025 I Bond

This Series I savings bond was issued in April 2025 and locked in a fixed rate of 1.20% for the life of the bond. It has earned interest for 1 year, 2 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.34%.

Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $11.20. Its redemption value today is $1,032.80.

Semiannual value table

Value of this $1,000.00 I Bond at the start of each six-month earning period since issue.

Semiannual value of a $1,000.00 I Bond from issue to today, including the composite rate earned each period and the redemption value after the early-redemption penalty.
Period start Composite rate Value Value after penalty
April 2025 3.11% $1,000.00 $1,000.00
October 2025 4.08% $1,015.60 $1,007.60
April 2026 4.34% $1,036.40 $1,026.00

Other amounts for April 2025

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