$5,000.00 I Bond Value — October 2024
A $5,000.00 I Bond issued in October 2024 is worth $5,336.00 today.
Current total value
$5,336.00
Redemption value (incl. penalty)
$5,280.00
Current composite rate
4.44%
Interest earned to date
$336.00
About this October 2024 I Bond
This Series I savings bond was issued in October 2024 and locked in a fixed rate of 1.30% for the life of the bond. It has earned interest for 1 year, 8 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.44%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $56.00. Its redemption value today is $5,280.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| October 2024 | 4.28% | $5,000.00 | $5,000.00 |
| April 2025 | 3.21% | $5,108.00 | $5,054.00 |
| October 2025 | 4.18% | $5,190.00 | $5,148.00 |
| April 2026 | 4.44% | $5,298.00 | $5,244.00 |
Other amounts for October 2024
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this October 2024 bond, or browse every issue month.