$5,000.00 I Bond Value — October 2023
A $5,000.00 I Bond issued in October 2023 is worth $5,546.00 today.
Current total value
$5,546.00
Redemption value (incl. penalty)
$5,492.00
Current composite rate
4.03%
Interest earned to date
$546.00
About this October 2023 I Bond
This Series I savings bond was issued in October 2023 and locked in a fixed rate of 0.90% for the life of the bond. It has earned interest for 2 years, 8 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.03%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $54.00. Its redemption value today is $5,492.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| October 2023 | 4.30% | $5,000.00 | $5,000.00 |
| April 2024 | 4.86% | $5,108.00 | $5,054.00 |
| October 2024 | 3.87% | $5,232.00 | $5,170.00 |
| April 2025 | 2.81% | $5,334.00 | $5,282.00 |
| October 2025 | 3.77% | $5,408.00 | $5,372.00 |
| April 2026 | 4.03% | $5,510.00 | $5,458.00 |
Other amounts for October 2023
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this October 2023 bond, or browse every issue month.