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$5,000.00 I Bond Value — November 2024

A $5,000.00 I Bond issued in November 2024 is worth $5,314.00 today.

Current total value

$5,314.00

Redemption value (incl. penalty)

$5,256.00

Current composite rate

4.56%

Interest earned to date

$314.00

About this November 2024 I Bond

This Series I savings bond was issued in November 2024 and locked in a fixed rate of 1.20% for the life of the bond. It has earned interest for 1 year, 7 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.56%.

Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $58.00. Its redemption value today is $5,256.00.

Semiannual value table

Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.

Semiannual value of a $5,000.00 I Bond from issue to today, including the composite rate earned each period and the redemption value after the early-redemption penalty.
Period start Composite rate Value Value after penalty
November 2024 3.11% $5,000.00 $5,000.00
May 2025 4.08% $5,078.00 $5,038.00
November 2025 4.34% $5,182.00 $5,130.00
May 2026 4.56% $5,294.00 $5,238.00

Other amounts for November 2024

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