$5,000.00 I Bond Value — June 2023
A $5,000.00 I Bond issued in June 2023 is worth $5,622.00 today.
Current total value
$5,622.00
Redemption value (incl. penalty)
$5,566.00
Current composite rate
4.26%
Interest earned to date
$622.00
About this June 2023 I Bond
This Series I savings bond was issued in June 2023 and locked in a fixed rate of 0.90% for the life of the bond. It has earned interest for 3 years, and its inflation component resets every six months. It is currently earning a composite rate of 4.26%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $56.00. Its redemption value today is $5,566.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| June 2023 | 4.30% | $5,000.00 | $5,000.00 |
| December 2023 | 4.86% | $5,108.00 | $5,054.00 |
| June 2024 | 3.87% | $5,232.00 | $5,170.00 |
| December 2024 | 2.81% | $5,334.00 | $5,282.00 |
| June 2025 | 3.77% | $5,408.00 | $5,372.00 |
| December 2025 | 4.03% | $5,510.00 | $5,458.00 |
| June 2026 | 4.26% | $5,622.00 | $5,566.00 |
Other amounts for June 2023
Check your own numbers
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