$5,000.00 I Bond Value — July 2022
A $5,000.00 I Bond issued in July 2022 is worth $5,906.00 today.
Current total value
$5,906.00
Redemption value (incl. penalty)
$5,860.00
Current composite rate
3.12%
Interest earned to date
$906.00
About this July 2022 I Bond
This Series I savings bond was issued in July 2022 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 3 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $46.00. Its redemption value today is $5,860.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2022 | 9.62% | $5,000.00 | $5,000.00 |
| January 2023 | 6.48% | $5,240.00 | $5,118.00 |
| July 2023 | 3.38% | $5,410.00 | $5,324.00 |
| January 2024 | 3.94% | $5,502.00 | $5,456.00 |
| July 2024 | 2.96% | $5,610.00 | $5,556.00 |
| January 2025 | 1.90% | $5,694.00 | $5,652.00 |
| July 2025 | 2.86% | $5,748.00 | $5,720.00 |
| January 2026 | 3.12% | $5,830.00 | $5,788.00 |
Other amounts for July 2022
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this July 2022 bond, or browse every issue month.