$5,000.00 I Bond Value — January 2018
A $5,000.00 I Bond issued in January 2018 is worth $6,696.00 today.
Current total value
$6,696.00
Redemption value (incl. penalty)
$6,696.00
Current composite rate
3.22%
Interest earned to date
$1,696.00
About this January 2018 I Bond
This Series I savings bond was issued in January 2018 and locked in a fixed rate of 0.10% for the life of the bond. It has earned interest for 8 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.22%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $6,696.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2018 | 2.58% | $5,000.00 | $5,000.00 |
| July 2018 | 2.32% | $5,064.00 | $5,032.00 |
| January 2019 | 2.42% | $5,122.00 | $5,094.00 |
| July 2019 | 1.50% | $5,184.00 | $5,152.00 |
| January 2020 | 2.12% | $5,222.00 | $5,204.00 |
| July 2020 | 1.16% | $5,278.00 | $5,250.00 |
| January 2021 | 1.78% | $5,308.00 | $5,294.00 |
| July 2021 | 3.64% | $5,356.00 | $5,332.00 |
| January 2022 | 7.22% | $5,454.00 | $5,404.00 |
| July 2022 | 9.72% | $5,650.00 | $5,552.00 |
| January 2023 | 6.58% | $5,924.00 | $5,924.00 |
| July 2023 | 3.48% | $6,118.00 | $6,118.00 |
| January 2024 | 4.04% | $6,224.00 | $6,224.00 |
| July 2024 | 3.06% | $6,350.00 | $6,350.00 |
| January 2025 | 2.00% | $6,448.00 | $6,448.00 |
| July 2025 | 2.96% | $6,512.00 | $6,512.00 |
| January 2026 | 3.22% | $6,608.00 | $6,608.00 |
Other amounts for January 2018
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