$5,000.00 I Bond Value — February 2026
A $5,000.00 I Bond issued in February 2026 is worth $5,066.00 today.
Current total value
$5,066.00
Redemption value (incl. penalty)
$5,016.00
Current composite rate
4.03%
Interest earned to date
$66.00
About this February 2026 I Bond
This Series I savings bond was issued in February 2026 and locked in a fixed rate of 0.90% for the life of the bond. It has earned interest for 4 months, and its inflation component resets every six months. It is currently earning a composite rate of 4.03%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $50.00. Its redemption value today is $5,016.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| February 2026 | 4.03% | $5,000.00 | $5,000.00 |
Other amounts for February 2026
Check your own numbers
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