$5,000.00 I Bond Value — February 2023
A $5,000.00 I Bond issued in February 2023 is worth $5,692.00 today.
Current total value
$5,692.00
Redemption value (incl. penalty)
$5,642.00
Current composite rate
3.53%
Interest earned to date
$692.00
About this February 2023 I Bond
This Series I savings bond was issued in February 2023 and locked in a fixed rate of 0.40% for the life of the bond. It has earned interest for 3 years, 4 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.53%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $50.00. Its redemption value today is $5,642.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| February 2023 | 6.89% | $5,000.00 | $5,000.00 |
| August 2023 | 3.79% | $5,172.00 | $5,086.00 |
| February 2024 | 4.35% | $5,270.00 | $5,220.00 |
| August 2024 | 3.37% | $5,384.00 | $5,328.00 |
| February 2025 | 2.30% | $5,474.00 | $5,430.00 |
| August 2025 | 3.27% | $5,536.00 | $5,506.00 |
| February 2026 | 3.53% | $5,626.00 | $5,582.00 |
Other amounts for February 2023
Check your own numbers
Want to value a different amount or date? Open the calculator prefilled for this February 2023 bond, or browse every issue month.