$5,000.00 I Bond Value — December 2021
A $5,000.00 I Bond issued in December 2021 is worth $6,132.00 today.
Current total value
$6,132.00
Redemption value (incl. penalty)
$6,084.00
Current composite rate
3.34%
Interest earned to date
$1,132.00
About this December 2021 I Bond
This Series I savings bond was issued in December 2021 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 4 years, 6 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.34%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $48.00. Its redemption value today is $6,084.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| December 2021 | 7.12% | $5,000.00 | $5,000.00 |
| June 2022 | 9.62% | $5,178.00 | $5,088.00 |
| December 2022 | 6.48% | $5,428.00 | $5,302.00 |
| June 2023 | 3.38% | $5,604.00 | $5,516.00 |
| December 2023 | 3.94% | $5,698.00 | $5,652.00 |
| June 2024 | 2.96% | $5,810.00 | $5,754.00 |
| December 2024 | 1.90% | $5,896.00 | $5,852.00 |
| June 2025 | 2.86% | $5,952.00 | $5,924.00 |
| December 2025 | 3.12% | $6,038.00 | $5,994.00 |
| June 2026 | 3.34% | $6,132.00 | $6,084.00 |
Other amounts for December 2021
Check your own numbers
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