$5,000.00 I Bond Value — December 2019
A $5,000.00 I Bond issued in December 2019 is worth $6,474.00 today.
Current total value
$6,474.00
Redemption value (incl. penalty)
$6,474.00
Current composite rate
3.54%
Interest earned to date
$1,474.00
About this December 2019 I Bond
This Series I savings bond was issued in December 2019 and locked in a fixed rate of 0.20% for the life of the bond. It has earned interest for 6 years, 6 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.54%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $6,474.00.
Semiannual value table
Value of this $5,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| December 2019 | 2.22% | $5,000.00 | $5,000.00 |
| June 2020 | 1.26% | $5,056.00 | $5,028.00 |
| December 2020 | 1.88% | $5,088.00 | $5,072.00 |
| June 2021 | 3.74% | $5,136.00 | $5,112.00 |
| December 2021 | 7.33% | $5,232.00 | $5,184.00 |
| June 2022 | 9.83% | $5,424.00 | $5,328.00 |
| December 2022 | 6.69% | $5,690.00 | $5,556.00 |
| June 2023 | 3.58% | $5,880.00 | $5,784.00 |
| December 2023 | 4.14% | $5,986.00 | $5,932.00 |
| June 2024 | 3.16% | $6,110.00 | $6,048.00 |
| December 2024 | 2.10% | $6,206.00 | $6,206.00 |
| June 2025 | 3.06% | $6,272.00 | $6,272.00 |
| December 2025 | 3.32% | $6,368.00 | $6,368.00 |
| June 2026 | 3.54% | $6,474.00 | $6,474.00 |
Other amounts for December 2019
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