$10,000.00 I Bond Value — May 2023
A $10,000.00 I Bond issued in May 2023 is worth $11,284.00 today.
Current total value
$11,284.00
Redemption value (incl. penalty)
$11,168.00
Current composite rate
4.26%
Interest earned to date
$1,284.00
About this May 2023 I Bond
This Series I savings bond was issued in May 2023 and locked in a fixed rate of 0.90% for the life of the bond. It has earned interest for 3 years, 1 month, and its inflation component resets every six months. It is currently earning a composite rate of 4.26%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $116.00. Its redemption value today is $11,168.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| May 2023 | 4.30% | $10,000.00 | $10,000.00 |
| November 2023 | 4.86% | $10,216.00 | $10,108.00 |
| May 2024 | 3.87% | $10,464.00 | $10,340.00 |
| November 2024 | 2.81% | $10,668.00 | $10,564.00 |
| May 2025 | 3.77% | $10,816.00 | $10,744.00 |
| November 2025 | 4.03% | $11,020.00 | $10,916.00 |
| May 2026 | 4.26% | $11,244.00 | $11,132.00 |
Other amounts for May 2023
Check your own numbers
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