$10,000.00 I Bond Value — July 2021
A $10,000.00 I Bond issued in July 2021 is worth $12,448.00 today.
Current total value
$12,448.00
Redemption value (incl. penalty)
$12,352.00
Current composite rate
3.12%
Interest earned to date
$2,448.00
About this July 2021 I Bond
This Series I savings bond was issued in July 2021 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 4 years, 11 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
Because this bond is less than five years old, redeeming it now forfeits the most recent three months of interest — a penalty of $96.00. Its redemption value today is $12,352.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| July 2021 | 3.54% | $10,000.00 | $10,000.00 |
| January 2022 | 7.12% | $10,176.00 | $10,088.00 |
| July 2022 | 9.62% | $10,540.00 | $10,356.00 |
| January 2023 | 6.48% | $11,048.00 | $10,792.00 |
| July 2023 | 3.38% | $11,404.00 | $11,224.00 |
| January 2024 | 3.94% | $11,596.00 | $11,500.00 |
| July 2024 | 2.96% | $11,824.00 | $11,708.00 |
| January 2025 | 1.90% | $12,000.00 | $11,912.00 |
| July 2025 | 2.86% | $12,116.00 | $12,056.00 |
| January 2026 | 3.12% | $12,288.00 | $12,204.00 |
Other amounts for July 2021
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