$10,000.00 I Bond Value — January 2015
A $10,000.00 I Bond issued in January 2015 is worth $13,824.00 today.
Current total value
$13,824.00
Redemption value (incl. penalty)
$13,824.00
Current composite rate
3.12%
Interest earned to date
$3,824.00
About this January 2015 I Bond
This Series I savings bond was issued in January 2015 and locked in a fixed rate of 0.00% for the life of the bond. It has earned interest for 11 years, 5 months, and its inflation component resets every six months. It is currently earning a composite rate of 3.12%.
This bond is more than five years old, so there is no early-redemption penalty: its redemption value equals its full value of $13,824.00.
Semiannual value table
Value of this $10,000.00 I Bond at the start of each six-month earning period since issue.
| Period start | Composite rate | Value | Value after penalty |
|---|---|---|---|
| January 2015 | 1.48% | $10,000.00 | $10,000.00 |
| July 2015 | 0.00% | $10,076.00 | $10,036.00 |
| January 2016 | 1.54% | $10,076.00 | $10,076.00 |
| July 2016 | 0.16% | $10,152.00 | $10,116.00 |
| January 2017 | 2.76% | $10,160.00 | $10,156.00 |
| July 2017 | 1.96% | $10,300.00 | $10,228.00 |
| January 2018 | 2.48% | $10,400.00 | $10,352.00 |
| July 2018 | 2.22% | $10,528.00 | $10,464.00 |
| January 2019 | 2.32% | $10,644.00 | $10,588.00 |
| July 2019 | 1.40% | $10,768.00 | $10,704.00 |
| January 2020 | 2.02% | $10,844.00 | $10,844.00 |
| July 2020 | 1.06% | $10,952.00 | $10,952.00 |
| January 2021 | 1.68% | $11,012.00 | $11,012.00 |
| July 2021 | 3.54% | $11,104.00 | $11,104.00 |
| January 2022 | 7.12% | $11,300.00 | $11,300.00 |
| July 2022 | 9.62% | $11,704.00 | $11,704.00 |
| January 2023 | 6.48% | $12,268.00 | $12,268.00 |
| July 2023 | 3.38% | $12,664.00 | $12,664.00 |
| January 2024 | 3.94% | $12,880.00 | $12,880.00 |
| July 2024 | 2.96% | $13,132.00 | $13,132.00 |
| January 2025 | 1.90% | $13,328.00 | $13,328.00 |
| July 2025 | 2.86% | $13,456.00 | $13,456.00 |
| January 2026 | 3.12% | $13,648.00 | $13,648.00 |
Other amounts for January 2015
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